Through the Lapeer Housing Commission, a non-profit organization, HUD financially supports safe, decent and affordable housing for seniors, persons with disabilities and income eligible families living within the city limits of Lapeer.

• Riverview Towers: A 60 unit senior and persons with disabilities independent living apartment building.
• Spacious, one-bedroom units
• Private bath and walk-in closet
• Private balcony
• Paid utilities (heat, water, and electricity)
• Calendar of social events
• Community Room – available to tenants at no cost
• Nurse pull cords in each unit
• Locked entrance doors with intercom system
• Monthly fire and safety inspections
• Handicap-accessible units
• Rent based on income

*Click Here to View a Brochure - Page 1*

*Click Here to View a Brochure - Page 2*

*Click Here to Download an Application*

For more information contact:

Dorothy Dennis, Manager Riverview Towers

Email:  Ddennis@ci.lapeer.mi.us

Direct:                  (810) 245-4215

Office Hours:  Mon. – Fri. 8AM to 12PM

• The Lapeer Housing Commission:  This non-profit agency administers 122 Housing Choice Voucher Rental Subsidies for use within the City of Lapeer
• Waiting list opening dates are announced via the local newspaper and relayed to local service groups
• Voucher can be used only within city limits of Lapeer
• Rent based on income. Generally, tenants pay 30% of their gross monthly income towards rent plus utilities.

For more information contact:

Becky Sharkey, Housing Choice Voucher Specialist

Email:  bsharkey@ci.lapeer.mi.us

Direct:                  (810) 245-4226

Please call for an appointment.  Office hours vary.   A drop box is located directly outside the office door and is available 24 hours a day, 7 days a week for your convenience.

• For all other information regarding the US Department of Housing and Urban Development and available programs, contact www.hud.gov

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MSHDA Funded Programs:

The Michigan State Housing Development Authority funds the following programs to assist landlords, homeowners, homebuyers, and low income renters.

The following programs are supported when the City of Lapeer is involved in a grant agreement with MSHDA for a specified target neighborhood.  Funds may not be readily available.  Applications will be posted on this website for any program that has funds available. 

For more information on current availability of grant funding please **CLICK HERE**  

• Rental Rehabilitation Program:  This program provides a dollar-for-dollar cash match to participating property owners for improvements to rental properties.  Under the agreement, grant funds are held as a mortgage against the property which is completely forgiven (i.e. discharged) after compliance with a five-year monitoring process.  During the five-year monitoring period, the property owner is responsible for paying property taxes in full, maintaining property insurance, complying with the local rental registration and inspection process, maintaining rents at or below the current fair market value for Lapeer County, and renting to low-to-moderate income tenants.  Maximum grant for each rental unit is $14,999. 

          *Currently, there are no funds available for this program*

• Homeowner Rehabilitation Program:  Homeowners may receive zero interest, and no payment loans to make improvements to homes.  Homeowners are required to pay a match of up to 25%-40% of the overall cost of improvements based on income.  Under the grant agreement, grant funds are held as a mortgage against the property, 50% to be paid back to MSHDA when the homeowner no longer resides in the home, or within 50 years, whichever comes first and 50% forgiven over 5 years.  In most cases, mortgages are paid off when the property is sold to another party.  Maximum grant for each unit is $25,000.

           Current Grant:  North Oregon Target Housing Grant

**Click here to Download a Homeowner Rehabilitation Grant Application**

• Homebuyer, Purchase, Rehabilitation:  This component enables income eligible families to become successful sustained homeowners.  The program strives to preserve the existing housing stock within the target neighborhood, and helps to prevent conversion of single-family homes to rental units.  Homebuyers are responsible for obtaining first mortgages to purchase the home.  Grant funds, in the form of second mortgages, are used to  assist with down-payments and provide for rehabilitation and replacement of necessary items which assures the family a healthy, decent and safe place to live.  Under the grant agreement, grant funds are held as a mortgage which is fully forgiven after 10 years of the family residing in the home.  If the home is sold within the 10 years, the payback amount will be prorated monthly.  Maximum funds for down-payment assistance is $10,000; and maximum funds for rehabilitation is $20,000.

Current Grant:  North Oregon Target Housing Grant

**Click here to Download a Homebuyer Purchase Rehabilitation Grant Application**

• Property Improvement Loans:  Loans are available to income eligible homeowners with a sliding scale interest rate based on gross household income.

For more information on Rental, Homeowner & Homebuyer Purchase Rehabilitation as well as Property Improvement Loans contact:

Denise Soldenski, Grant Administrator

Email:  Dsoldenski@ci.lapeer.mi.us

Direct:                (810) 245-4221

• Homebuyer Program (Acquisition, Development, Resale):  Homes built or renovated under the MSHDA Acquisition, Development, Resale program are sold to individuals or families within a specified low to moderate income range.  Applicants must meet income guidelines, be able to pay a minimum down payment, complete a homebuyer counseling class, and have acceptable credit to qualify for a mortgage within the price range of the available home(s).  Applicants may qualify for special financing through MSHDA to make up the difference between their pre-approved amount and the sale price of the home.   

            *Currently, there are no funds available for this program*

For more information on ADR or to request an application packet contact:

Sara Coulter, Director of Housing & Neighborhood Development

Email:  Scoulter@ci.lapeer.mi.us

Direct:                  (810) 245-4212

• Housing Choice Voucher (HCV) Rental Subsidy Program:  Provides rent-subsidized vouchers for use by qualified low-income individuals and families.  Participating tenants pay rent based on their income and MSHDA pays the balance directly to the participating Landlord.  Generally, tenants pay 30% of their gross monthly income towards rent plus utilities. 

******EFFECTIVE July 31st, 2007 the Lapeer County MSHDA HCV Rental Subsidy wait list will be closed. 

• The City of Lapeer does not have emergency funding for special needs.  If you need additional assistance for housing in Lapeer County, please contact the Housing Resource Center Coordinator through the United Way at (810) 664-0255.
• There are (2) administrators for the Lapeer County MSHDA Housing Choice Voucher Program.  For more information in Lapeer County contact:

                    City of Lapeer (Waiting List)                    (810) 245-4220 

                    Becka Management                               (517) 669-1299

• The Housing Assistance Recovery Program (HARP) is case managed by the Human Development Commission.  Please contact (989) 672-1783 for assistance.

** The City of Lapeer’s MSHDA group maintains office hours on Thursdays from 9AM to 4PM.  All calls received on other days of the week will be returned during office hours.  A drop box is located directly outside the office door and is available 24 hours a day, 7 days a week for your convenience.

• For all other information regarding the Michigan State Housing Development Authority and available programs, contact www.michigan.gov/mshda

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