ISO Rating

Most insurance companies base the cost of a policy on the Insurance Services Office (ISO) Public Protection Classification rating for a given location.  It is based on many factors, including the number of responding firefighters and officers, distance to fire hydrants or a recognized water source, capabilities of available fire apparatus, and the distance from a fire station just to name a few.  The lower the number, the better the Fire Department’s rating.  The City of Lapeer has an ISO rating of 5.  Lapeer, Mayfield, and Oregon Townships have ratings that range between 5-10, with the rating being determined on the distance from a fire station and a recognized water source.  For questions about a specific address, contact us at 810.664.0833 or at